A friend was recently impacted by a Florida law that led me to think about condos, home owner association (HOA)  dues, and what happens when HOA dues are not paid by a condo owner, and who is responsible for paying HOA dues in the event of a foreclosure. My friend...

A common problem today is a collection lawsuit. Debt collection now is a massive industry. In 2010, there was $150 billion in debt that was placed out for collection. There are 4100 debt collection companies in the United States, and they employ 450,000 people.  It’s considered a growth industry, and...

Here are 3 Free Reports for you. A free report on how to improve or repair your credit, on your own, may be downloaded here: RESULTS ADVISORS CREDIT REPAIR EBOOK A free report on what to expect if you are planning on buying a home in today’s market may be...

Dana Cochran is our primary credit card negotiator. She’s the best around in getting results that our clients love.  Here’s a client testimonial about Dana we recently received: I had a very unusual debt situation and my former husband's bankruptcy attorney recommended Dana Cochran to me. From our first conversation...

There’s a lot of buzz regarding the upcoming changes to HARP which go into effect on March 17.  The biggest change is that the loan to value ratio (LTV) of homes with a Freddie Mac or Fannie Mae mortgage is lifted. Previously, the LTV on these loans was 125%. With...